David Andrukonis, MBA, is a widely respected senior mortgage executive with 25 years of experience in firm-wide interest rate, credit, and operational risk management as well as capital deployment. He served as Senior Vice President of Capital Deployment, Chief Enterprise Risk Officer and Chief Credit Officer at Freddie Mac.
Joseph Blalock, FRM, has extensive experience in dealing with nonperforming loans and distressed assets. His specialties include risk management, accounting, and regulatory issues related to financial institutions’ risk management and use of derivative financial instruments and other securities in asset/liability management. Mr. Blalock frequently publishes commentary on banking practices and gives speeches to financial professionals. He was previously with PricewaterhouseCoopers, America’s Community Bankers, RTC, and FSLIC and is a certified Financial Risk Manager. Mr. Blalock received his M.A. in Economics from George Washington University.
Richard J. Buttimer, Jr. Ph.D., has over 15 years of experience in mortgage and fixed-income financial modeling. His specialties include mortgages and mortgage default pricing, mortgage servicing rights valuation, financial risk management, and derivative security pricing and analysis. He has published numerous articles in top finance and real estate journals. Dr. Buttimer is active in many academic societies for finance and real estate, and regularly presents research at both domestic and international conferences. Dr. Buttimer also serves on the editorial board or as an associate editor for multiple real estate journals.
James J. Johnson, has over 30 years of hands-on experience in the U.S. real estate mortgage industry with emphases on mortgage production and risk management, mortgage credit policy and underwriting, property appraisal, loan document management, quality control, operational risk management, counterparty risk management, and fraud investigation and recovery.
Michael LaCour-Little, Ph.D., is a Professor of Finance at California State University at Fullerton and an Associate Director of its Real Estate and Land Use Institute. His primary research interest is in real estate finance and he currently serves on the editorial boards of several academic journals. He was previously Adjunct Professor of Real Estate Finance at Washington University in St. Louis and an executive at Citigroup and Wells Fargo prior to joining the faculty of Cal State-Fullerton in 2006. Professor LaCour-Little has more than 10 years of experience in various management positions at Wells Fargo Bank and Citibank. From 2003 to 2008, he served as Executive Vice President of the American Real Estate and Urban Economics Association. He has published more than 20 articles on housing finance and mortgage markets in peer-reviewed academic journals, including Real Estate Economics, The Journal of Banking and Finance, The Journal of Real Estate Finance and Economics, The Journal of Housing Economics, The Journal of Real Estate Research, The Journal of Fixed Income, and more. A native of California, Professor LaCour-Little earned his Ph.D. from the University of Wisconsin, Madison, and a bachelor’s and master’s degrees from the University of California.