IFE Group is engaged by HUD to conduct fair lending compliance review of Fannie Mae’s and Freddie Mac’s Automated Underwriting Systems to determine if the data, model, or implementation of the AUS indicate “disparate treatment or impact” on protected classes, with special attention to race, ethnicity, and gender. IFE Group designed a methodology to track the performance of the GSE’s underwriting and identified potential improvements by building alternative models, and conducting statistical testing.
